We've Got You Covered

The day you choose Montana State Fund is the day you get a partner in meeting your commitment to your people. And that means thinking about how the little things you do at your company add up to improved health, safety and prosperity for your employees and you.

Thank you for choosing us as your workers' compensation insurance carrier. And know that when you need one, you have a partner in health and safety.

Thank you for choosing to partner with us in achieving a safer, healthier and more prosperous Montana. We understand your time is valuable and we want to make the application process as easy as possible for you.

First things first. When it comes to getting workers' compensation insurance coverage through Montana State Fund you can opt to be represented by an agent or you can choose a self-service policy.

Agent Represented

Getting your workers' compensation insurance coverage through one of our trusted agency partners means an agent will walk you through the application and coverage process. Rest assured, there is no extra cost to work with an agent.

Find an agent near you by using our Agent Locator.


To obtain coverage on your own, you will need to complete an Application for Coverage along with any indicated application attachments. If you have questions at any point, the Application Instructions are available to answer the most common questions or contact us at 800-332-6102.

Once you have the required information, send it to us via:

Email: stfpolicy@mt.gov
Fax: 406-495-5020
Mail: Montana State Fund, P.O. Box 4759, Helena, MT, 59604-4759