Safety Pays

Policyholder Dividends

Dividends are a way for us to share good financial results with the employers who helped make it possible. A dividend rewards and encourages safe and cost effective behavior by employers and reduces the overall cost of workers' compensation insurance to employers. The dividend comes from policyholder equity beyond what is determined necessary and prudent to meet current and projected long-term future obligations. Dividends cannot be guaranteed. Each year, our Board of Directors may examine our independent actuary's analysis of needed surplus and determine if a dividend can be declared.

This year, Montana State Fund declared a $40 million dividend. Our Board of Directors made the announcement at their September 10, 2021 board meeting.

Dividend Facts

Dividend FAQs

Dividend Table