An education in safety.

Safe Schools Program

Montana has a rich agriculture/industrial history and incredible outdoor spaces, so it is easy to see why we are known as the treasure state. One of our greatest treasures is our schools and those who make our schools excel. Every day you strive to prepare students to lead Montana’s future.

Montana State Fund is here to support staying healthy and safe with ease so you can keep doing great things. With us you will find customized support and professional guidance from those who share your Montana Communities. Together we can ensure our schools and our future shines!

Montana's School Workplace Injury Stats

47 YEARS OLD

is the average age of injured employees in Montana.

7.25 YEARS

is the average tenure of an employee upon injury.

8:00 - 9:00 A.M.

is the most common time of injury.

SLIPS, TRIPS, & FALLS

are the most common type of workplace injury.

Why partner with Montana State Fund?

Well, our name says it all. We are Montanans who have been insuring Montana businesses for over 100 years. It’s about our shared partnership with our customers to protect the health and safety of their employees. Keeping injury-related costs as low as possible and to be there for injured employees is paramount. Our professional team offers a complete customer experience that is hard to match.

We make the grade.

2007

is the last time we raised our rates.

43 PERCENT

is how much lower our rates are now, compared to 2011.

21 YEARS

is the number of consecutive years we have declared a policyholder dividend.

$286 MILLION

is the total policyholder dividends we have declared since 1999.

When it comes to insuring school districts, we give 100%. We currently insure over 55 school districts across the state with premium size ranging from the minimum of $427 annually to larger school districts with $330,000 in annual premium.

Ready to partner with us?

COVID-19 Resources for Schools


In-person learning during the COVID-19 pandemic poses unprecedented challenges for Montana's schools.

PPE for Facilities


One size definitely does not fit all when it comes to PPE.

Ladder Safety


It turns out you don’t actually have to walk under a ladder for it to be bad luck.

Risk Assessment


A hazard risk assessment is something you likely already do, even when you are not at work.