Optional Policy Programs

We offer several ways to help you lower your premium and better manage your workers' compensation policy.

Construction Industry Premium Credit Program

Qualifying construction industry policyholders can earn a premium credit for one fiscal year, by paying your workers 1.168 times (or more) of the state's average weekly wage. At least 50% of your policy's annual premium must be attributable to one or more applicable construction industry classification code.

Group Programs

If you are a member of any of the associations below, you should contact your association for more information on our cost effective group programs.

Montana Building Industry Association

Montana Cattleman's Association 

Montana Farm Bureau

Montana Grain Growers Association

Montana Logging Association

Montana Organic Association

Montana Pork Producers Council

Montana Stockgrowers Association

Montana Woolgrowers

Motor Carriers of Montana

Small Business Group Program